Citibank Loan Modification According the California Association of Realtors, Citibank has a new program which is scheduled to last until May 2009. 

Some of the factors to consider are:

Must be first mortgage and must be a loan Citi owns.
The property must be the primary residence and owner occupied (owner may own a second home).
The borrower is working in good faith with Citi.
The borrower currently may not be behind on their payments but may require help to stay current.
Current total monthly mortgage payments exceed 38 percent of gross monthly income.

If you are not current you still may wish to being loan modificatin negotiations. 

Loan Modification negotiations by a real estate attorney -  fill out the form below.

See if you Qualify for Negotiations First Name* Last Name* Email* Phone* Please List One Property at a time State of Subject Property* Zip Code of subject Property* Purchase Price* Amt of senior Loan approx* Amt of junior Loan approx* Amt of third Loan approx Do you live in property* yes no About when did you take out 1st Loan When did you take out 2nd When did you take out 3rd When did you purchase property Did you move in when purchased Which loans are at leaset 60 days past due 1st 2nd Both Have you suffered a loss in income* -- Please select --yes no Are you still earning income* -- Please select --yes no What type of Modification are you seeking 1-5 year payment reduction Permanent Payment Reduction Principle and Payment Reduction Monthly Gross Income* Monthly Net Income Monthly Debt payments (do include payments detailed above* Monthly Housing Payments - including Taxes, Insurance, Hoa's,* Monthly living expenses not detailed above Is your current first loan interest only* Yes No Is your current second loan interest Only* Yes No Question / Comments Enter the code:    Please wait...